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	<title>New Equipment Leasing &#124; Lease Financing &#187; Articles</title>
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		<title>Restaurant Equipment Leasing Points to Consider</title>
		<link>http://newequipmentleasing.net/articles/restaurant-equipment-leasing-points-to-consider-2/</link>
		<comments>http://newequipmentleasing.net/articles/restaurant-equipment-leasing-points-to-consider-2/#comments</comments>
		<pubDate>Mon, 22 Aug 2011 15:58:52 +0000</pubDate>
		<dc:creator>New Equipment Leasing</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[commercial ice machines]]></category>
		<category><![CDATA[equipment]]></category>
		<category><![CDATA[leasing]]></category>
		<category><![CDATA[quality restaurant equipment]]></category>
		<category><![CDATA[restaurant]]></category>
		<category><![CDATA[restaurant equipment leasing]]></category>

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		<description><![CDATA[Starting or Renovating If you are starting a restaurant or you're a seasoned restaurant owner, you need restaurant equipment. If you're thinking of buying concerns come to your mind like cost, terms, quality, and convenience. Health and sanitation are at the forefront of keeping your restaurant open and in compliance with the health regulations of [...]]]></description>
			<content:encoded><![CDATA[<p></p><div>
<p>Starting or Renovating</p>
<p>If you are starting a restaurant or you're a seasoned restaurant owner, you need restaurant equipment. If you're thinking of buying concerns come to your mind like cost, terms, quality, and convenience. Health and sanitation are at the forefront of keeping your restaurant open and in compliance with the health regulations of the health department. This means using better quality restaurant equipment.<br />
Lower Initial Costs and Other Benefits</p>
<p>The capital you would invest without leasing your restaurant equipment can throw you off balance. But leasing lets you reduce your initial investment. When you start or renovate a restaurant there are other big expenses. But leasing restaurant equipment won't affect your banking lines, thus, most of your money is useable for the other expenses. Another good point about leasing is that though your equipment will depreciate, you can lease new equipment and the leasing company will move the old equipment for you at no cost and you don't have to buy any new equipment, which would be more expensive than leasing the newer items.<br />
Restaurant Equipment</p>
<p>This is some of the restaurant equipment you can lease: griddles, grills, microwaves, ice machines, food warmers, fryers, bar equipment, furniture, electric slicers, paging systems and so on. The commercial ice machines, coffee makers, and dishwashers are three of the most leased items of restaurant equipment because they are considered more suited for leasing. Other items that are perfect for leasing are: towels, uniforms, floor mats, and linens.<br />
What To Do When Leasing</p>
<p>* Get several quotes on pricing. What does the quote include? Monthly payments? Which services are included? How frequently will the leasing company service or clean the equipment? Do they deliver and assemble the equipment like the majority of companies?</p>
<p>* Check out if leasing is cheaper than buying new equipment; used equipment would be cheaper, but you normally won't get a warranty; leased equipment includes maintenance</p>
<p>* Reading the fine print is important; a lot of new restaurants go under in three years; a five year lease would hurt in this case</p>
<p>* Leasing restaurant equipment requires a credit check</p>
<p>* Look for coffee and beverage distributors that let you use the coffee maker, cooler or freezer for free, some do if you purchase their supplies</p>
<p>When you lease restaurant equipment and items you will have a bill, either weekly or monthly. You'll also be under contract, which you should carefully go over the contract and having your attorney review it with you before you sign is a good way to make sure you understand the terms of the equipment lease. Then you'll know if you want to agree to the terms or not.</p>
<p>Leasing restaurant equipment for your startup or for renovation of your existing establishment can be a good way to have the equipment you need. Just be careful, read the fine print, make comparisons of leasing offers, and you'll find the deal that you like and can agree to make.</p>
</div>
<div>Jay Murton is a well-known business writer who has been active in the business community for more than thirty years. He is currently exploring <a rel="external nofollow" href="http://newequipmentleasing.net/ARYb/DdrT">Equipment leasing opportunities </a>. See more articles about <a rel="external nofollow" href="http://newequipmentleasing.net/6QIy/geUN">Restaurant Equipment Leasing</a>.</div>


Tags:  <a href="http://newequipmentleasing.net/tag/leasing/"   rel='tag'>leasing</a>,  <a href="http://newequipmentleasing.net/tag/equipment/"   rel='tag'>equipment</a>,  <a href="http://newequipmentleasing.net/tag/restaurant/"   rel='tag'>restaurant</a>,  <a href="http://newequipmentleasing.net/tag/restaurant-equipment-leasing/"   rel='tag'>restaurant equipment leasing</a>,  <a href="http://newequipmentleasing.net/tag/commercial-ice-machines/"   rel='tag'>commercial ice machines</a>,  <a href="http://newequipmentleasing.net/tag/quality-restaurant-equipment/"   rel='tag'>quality restaurant equipment</a>  <br /><br />

<h4  class="related_post_title">New Equipment Leasing Related Posts</h4><ul class="related_post"><li><a href="http://newequipmentleasing.net/articles/restaurant-equipment-leasing-points-to-consider/"   title="Restaurant Equipment Leasing: Points to Consider">Restaurant Equipment Leasing: Points to Consider</a></li><li><a href="http://newequipmentleasing.net/videos/restaurant-equipment-leasing/"   title="Restaurant Equipment Leasing">Restaurant Equipment Leasing</a></li><li><a href="http://newequipmentleasing.net/videos/restaurant-equipment/"   title="Restaurant Equipment">Restaurant Equipment</a></li></ul>]]></content:encoded>
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		<title>What Is Equipment Leasing</title>
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		<comments>http://newequipmentleasing.net/articles/what-is-equipment-leasing/#comments</comments>
		<pubDate>Sat, 20 Aug 2011 15:48:51 +0000</pubDate>
		<dc:creator>New Equipment Leasing</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[equipment]]></category>
		<category><![CDATA[equipment leasing companies]]></category>
		<category><![CDATA[finance leases]]></category>
		<category><![CDATA[Financing]]></category>
		<category><![CDATA[leasing]]></category>
		<category><![CDATA[loan interest rates]]></category>

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		<description><![CDATA[As businesses prepare to compete and grow in a new millennium, many are searching for proven new ways to address their equipment financing challenge. The old ways won't meet today's and tomorrow's needs. The choice for many businesses is clear: equipment leasing. Equipment Leasing and Financing Association (ELFA) research shows that eight out of ten [...]]]></description>
			<content:encoded><![CDATA[<p></p><div>
<p>As businesses prepare to compete and grow in a new millennium, many are searching for proven new ways to address their equipment financing challenge. The old ways won't meet today's and tomorrow's needs. The choice for many businesses is clear: equipment leasing. Equipment Leasing and Financing Association (ELFA) research shows that eight out of ten U.S. companies lease some or all of their equipment. And, nine out of ten say that they will use equipment leasing again. Of all the ways to acquire equipment, leasing is the method most frequently used for all equipment types. In fact, almost any type of equipment can be leased - from fax machines and printing presses, to trucks and bulldozers.</p>
<p>According to the U.S. Department of Commerce, U.S. businesses acquired approximately $582 billion in capital assets during 2002 and, of that, about $280 billion were leased. This translates to about 31% of all equipment as being acquired through leasing. ELFA predicts that leasing will continue to grow by at least 6% annually.</p>
<p>EQUIPMENT LEASING STRUCTURES </p>
<p>Equipment leases can be structured as:</p>
<p>• Capital/Finance Leases (For example: $1 or 10% Purchase Option)</p>
<p>• True/Operating Leases (For example: FMV Purchase Option)</p>
<p>• Municipal/Not-for-Profit Leases (Tax-Exempt)</p>
<p>It is important to point out that leases are not loans. As a result, their costs are figured differently from loans. To compare loan and lease products, it is better to compare monthly payments than to try to compare loan interest rates with lease rates. On a cost-of-capital basis, equipment leasing may be the least expensive option.</p>
<p>Equipment leasing companies can offer competitive rates for a number of reasons. Lessors - with their volume purchasing power - can secure attractive financing deals and pass along the savings to the lessee.</p>
<p>TYPES OF EQUIPMENT LEASES</p>
<p>Once you've completed your evaluation and decided to lease your next equipment acquisition, the first step is to select the type of lease that fits your needs.</p>
<p>When deciding which type of lease is best for your company, you should consult with your CPA/Accountant/Tax Advisor. It is important to keep in mind:</p>
<p>• How long you want to use the equipment</p>
<p>• What you intend to do with the equipment at the end of your lease</p>
<p>• Your tax situation</p>
<p>• Your cash flow</p>
<p>• Your company's specific needs as they relate to future growth</p>
<p>You also will need to determine what happens at the end of the lease.</p>
<p>To design an equipment leasing plan that best meets your needs, you need to understand your options. Discuss any questions or concerns you have with your lessor or tax advisor.</p>
<p>Determining if leasing is right for your business can be complex, but choosing a leasing partner doesn't have to be. Contact Advantage Leasing for flexible lease programs that work for your business.</p>
</div>
<div>
<p>Mike Elton is the Vice President of Sales for Advantage Leasing Corporation. <a rel="external nofollow" href="http://newequipmentleasing.net/LDeK/Aht0">Advantage Leasing </a> is an equipment leasing company in Milwaukee, Wisconsin lending to business customers throughout the United States with financing needs valued between $5,000 and $200,000.</p>
</div>


Tags:  <a href="http://newequipmentleasing.net/tag/financing/"   rel='tag'>Financing</a>,  <a href="http://newequipmentleasing.net/tag/leasing/"   rel='tag'>leasing</a>,  <a href="http://newequipmentleasing.net/tag/equipment/"   rel='tag'>equipment</a>,  <a href="http://newequipmentleasing.net/tag/equipment-leasing-companies/"   rel='tag'>equipment leasing companies</a>,  <a href="http://newequipmentleasing.net/tag/loan-interest-rates/"   rel='tag'>loan interest rates</a>  <br /><br />

<h4  class="related_post_title">New Equipment Leasing Related Posts</h4><ul class="related_post"><li><a href="http://newequipmentleasing.net/articles/secrets-of-equipment-leasing-secrets-16/"   title="Secrets of Equipment Leasing Secrets 16">Secrets of Equipment Leasing Secrets 16</a></li><li><a href="http://newequipmentleasing.net/videos/crest-capital-reviews-roofing-equipment-financing/"   title="Crest Capital Reviews | Roofing Equipment Financing">Crest Capital Reviews | Roofing Equipment Financing</a></li><li><a href="http://newequipmentleasing.net/videos/how-equipment-leasing-for-business-works/"   title="How Equipment Leasing for Business Works">How Equipment Leasing for Business Works</a></li></ul>]]></content:encoded>
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		<title>Commercial Equipment Leasing an Overview</title>
		<link>http://newequipmentleasing.net/articles/commercial-equipment-leasing-an-overview/</link>
		<comments>http://newequipmentleasing.net/articles/commercial-equipment-leasing-an-overview/#comments</comments>
		<pubDate>Fri, 19 Aug 2011 03:49:07 +0000</pubDate>
		<dc:creator>New Equipment Leasing</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Commercial]]></category>
		<category><![CDATA[equipment]]></category>
		<category><![CDATA[equipment leasing company]]></category>
		<category><![CDATA[flexible payment plans]]></category>
		<category><![CDATA[leasing]]></category>
		<category><![CDATA[waiting room furniture]]></category>

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		<description><![CDATA[Setting up a new business? You need computers, copy machines, chairs and desks, waiting room furniture, telephones, computer software, electronics, and other equipment to get your new office started. But when you're just starting out, you don't want to tie up all your cash on these set up costs, and don't want to take out [...]]]></description>
			<content:encoded><![CDATA[<p></p><div>
<p>Setting up a new business? You need computers, copy machines, chairs and desks, waiting room furniture, telephones, computer software, electronics, and other equipment to get your new office started. But when you're just starting out, you don't want to tie up all your cash on these set up costs, and don't want to take out a bank loan if you can help it. The solution? Commercial equipment leasing.</p>
<p>Commercial equipment leasing is becoming an increasingly popular way for businesses to establish themselves when they don't want to pay cash and tie up their working capital. In fact, a recent study found that up to 80% of businesses in the United States, both Fortune 500 companies and smaller businesses, use equipment leasing. Commercial equipment leasing makes sense for new businesses because oftentimes, they are unable to apply for bank loans, as many financial institutions will not back companies just establishing themselves.</p>
<p>So how does commercial equipment leasing work, exactly? Basically, an equipment leasing company buys the equipment for you, and then you use it for an agreed period of time by paying a monthly fee. Often, leasing companies offer a range of flexible payment plans and options. At the end of the period, you can return the equipment, extend your lease, or buy the equipment from the commercial equipment leasing company. Commercial equipment leasing is used by businesses, as well as municipal agencies such state and federal government departments, armed services, public schools, libraries, police departments, and fire departments.</p>
<p>Commercial equipment leasing is a good option when you need to acquire items like computers and software that have a short life span. Technology is changing rapidly, and you don't want to tie yourself down with old equipment. So, rather than paying a lot of money up front for these items, and then having to replace them in just a few years, you can instead lease them for the required period, then lease or purchase new equipment down the track. Equipment leasing therefore gives you the flexibility to stay abreast of the latest technology and upgrade to newer models when your equipment is no longer performing at its best.</p>
<p>With commercial equipment leasing, you don't tie up your lines of credit, which means you can save your cash for unexpected events. You're also protecting your borrowing power so that you can apply for bank loans for other business needs and opportunities. Most commercial equipment leasing companies offer fixed monthly payments throughout t he term of the lease, so you know what you're getting into and won't be hit with the unexpected cost of skyrocketing interest rates.</p>
<p>When you pay cash to buy equipment outright, your investment becomes a profit, on which tax is payable. Commercial equipment leasing, on the other hand, can also offer significant tax and accounting savings: leasing can be counted as a pre-tax business expense, and can sometimes even result in a reduction of tax.</p>
</div>
<div>MomentumBusinessCapital.com is a financial and <a rel="external nofollow" href="http://newequipmentleasing.net/sEug/ym90">equipment leasing company</a> with the resources to help your business grow. Whether you're looking to secure a <a rel="external nofollow" href="http://newequipmentleasing.net/JyUZ/klP9">working capital loan</a> or discover credit and gift card solutions, Momentum Business Capital can help.</div>


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		<title>Equipment Leasing Tips for Startup Ampamp New Businesses</title>
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		<pubDate>Wed, 17 Aug 2011 15:50:49 +0000</pubDate>
		<dc:creator>New Equipment Leasing</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[application]]></category>
		<category><![CDATA[equipment]]></category>
		<category><![CDATA[Financing]]></category>
		<category><![CDATA[necessary paperwork]]></category>
		<category><![CDATA[personal financial statements]]></category>
		<category><![CDATA[personal tax returns]]></category>

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		<description><![CDATA[Setting a business brings along a lot challenges and as the owner, you need to be prepared to face up to them.  When it comes to matters of business financing, purchasing equipment can prove to be a problem since it requires a huge sum of money.  Thankfully, there is an alternative to purchasing equipment.  This [...]]]></description>
			<content:encoded><![CDATA[<p></p><div>
<p>Setting a business brings along a lot challenges and as the owner, you need to be prepared to face up to them.  When it comes to matters of business financing, purchasing equipment can prove to be a problem since it requires a huge sum of money.  Thankfully, there is an alternative to purchasing equipment.  This is known as business equipment lease financing.</p>
<p>Lease financing is the perfect solution because it enables a business owner to stretch the available cash fund on other aspects of managing the business instead of spending a high percentage solely on equipment.</p>
<p>Equipment Lease – An Alternative to Business Loans</p>
<p>True, banks provide business loans that can be used in purchasing equipment.  However, getting approved for a bank loan is not always that easy.  This is especially true if you are an entrepreneur who has just started your company.</p>
<p>Banks and commercial lending companies generally impose rigid standards in financing new businesses.  Needless to say, lenders want to make sure that their customers will be able to pay back their loans according to their terms.  To apply for a business loan, you must be able to submit all the necessary paperwork and provide collateral as a guaranteed for your debts.  Even after completing all requirements, it might take some time before your funds get released.</p>
<p>On the contrary, the process of applying for a business equipment lease is more quick and easy.  If you are a new business or has been in operations for less than 2 years, then equipment lease financing can be a great help for you.  The important thing to remember is to find a lessor who can provide a lease program that complements your business.</p>
<p>Getting Approval for A Start-up or New Business Lease </p>
<p>What are the paperwork that you need to prepare when applying for equipment lease?  The specific requirements may vary depending on the leasing company.  Nevertheless, your personal financial statements, personal tax returns for the last 2 years, business plan, business summary, and lease proposal are basic requirements for many lease companies.</p>
<p>To ensure your approval, you must be able to show proof that you are managing a lucrative business and that you will be able to stay true to your repayment obligations.  Again, having a good personal credit history is a big factor but is not always necessary since you can find leasing companies that offer lease especially for people with bad credit. If you have a history of bad credit, don't forget to send a letter of explanation along with your lease application to give your lender background information about your credit situation.</p>
<p>Do not numerous requests to different equipment leasing companies at once.  Always look for a leasing company that provides service to new or start up businesses.  Remember, some lessors exclusively provide lease for established businesses.  Submitting your application to the wrong lease provider may only cause your application to be declined which could send out the wrong impression to other potential business equipment lease providers.</p>
</div>
<div>
<p>Lai Castillo is an <a rel="external nofollow" href="http://newequipmentleasing.net/RKdI/equipmentleasingtips">equipment lease financing</a> broker that specializes in getting start up business <a rel="external nofollow" href="http://newequipmentleasing.net/R60x/equipmentleasingtips">equipment lease</a>.</p>
</div>


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<h4  class="related_post_title">New Equipment Leasing Related Posts</h4><ul class="related_post"><li><a href="http://newequipmentleasing.net/articles/what-is-equipment-leasing/"   title="What is Equipment Leasing">What is Equipment Leasing</a></li><li><a href="http://newequipmentleasing.net/articles/secrets-of-equipment-leasing-secrets-16/"   title="Secrets of Equipment Leasing Secrets 16">Secrets of Equipment Leasing Secrets 16</a></li><li><a href="http://newequipmentleasing.net/videos/crest-capital-reviews-roofing-equipment-financing/"   title="Crest Capital Reviews | Roofing Equipment Financing">Crest Capital Reviews | Roofing Equipment Financing</a></li></ul>]]></content:encoded>
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		<title>Secrets of Equipment Leasing Secrets 16</title>
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		<pubDate>Tue, 16 Aug 2011 03:57:14 +0000</pubDate>
		<dc:creator>New Equipment Leasing</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[equipment]]></category>
		<category><![CDATA[equipment life cycles]]></category>
		<category><![CDATA[Financing]]></category>
		<category><![CDATA[leasing]]></category>
		<category><![CDATA[leasing activity]]></category>
		<category><![CDATA[opening a new business]]></category>

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		<description><![CDATA[Equipment leasing is intelligent decision making, especially when compared to bank loan financing or cash purchases. Investing cash reserves in equipment makes the business enterprise asset rich and cash poor. When a business is cash poor, it is severely limited in its ability to take advantage of new opportunities or to adequately respond to changing [...]]]></description>
			<content:encoded><![CDATA[<p></p><div>
<p>Equipment leasing is intelligent decision making, especially when compared to bank loan financing or cash purchases. Investing cash reserves in equipment makes the business enterprise asset rich and cash poor. When a business is cash poor, it is severely limited in its ability to take advantage of new opportunities or to adequately respond to changing market conditions.</p>
<p>Today, more than 80% of all U.S. corporations lease some or all of their equipment. It is the use of equipment, not ownership of equipment that generates profits. This simple precept explains the rise of equipment leasing activity, especially as equipment life cycles shorten in this high-tech age. Whether opening a new business, expanding existing facilities or opening an additional location, the method you choose to acquire equipment can have a profound impact on your business, credit and cash flow.</p>
<p>Secret #1:</p>
<p>Virtually all types of equipment in almost any industry can be leased. Leases are specific. You can choose the manufacturer, the model number, the source and even accesories. You're covered by all conventional manufacturers' warranties. And because lease payments are usually lower than other forms of financing, your leasing dollar allows you to acquire more of the equipment your business needs or more advanced equipment. With an equipment lease, you get 100% financing so the amount of cash needed up-front is reduced. Most soft costs can be included: delivery charges, installation, training, and software to ensure that the equipment is productive immediately, speeding your return on investment.</p>
<p>Secret #2:</p>
<p>Bank loans can be dramatically more expensive than anticipated because of the large security deposit that is required. Down payments for bank loans will usually range between 20% and 40%. The result is that there is a tremendous difference between the effective APR and the stated APR. A stated 8% bank rate with a 25% down payment is actually equal to a 21% APR on a five year loan.</p>
<p>Secret #3</p>
<p>Even if you have the cash to purchase your equipment, purchasing is rarely, if ever, the best choice. With equipment leasing, cash can be used for other business requirements such as expanding sales, starting new marketing programs, offering quantity discounts, replenishing inventories, opening a new line of business, or increasing cash reserves. Using cash for necessary business expenses that cannot be financed is much more intelligent decision-making than spending it on equipment that is worth less and less as time goes by. Not only are there higher payments for traditional financing, but you'll have to come up with the entire amount for a cash purchase or a substantial down payment with a bank loan if you decide not to lease.</p>
<p>Secret #4</p>
<p>With the lower, fixed-rate payments of an equipment lease, you're protected against inflation. Cash outlays are deferred, as compared to an up-front purchase. In the future, 'cheaper' dollars will be making your lease payments as inflation lessens your cost. You will be making your monthly payments to the leasing company with ever-inflating dollars during the term of the lease. This actually reduces the cost of financing to you in real dollars, a tremendous advantage that is often overlooked.</p>
<p>Secret #5:</p>
<p>Leasing equipment offers a wide range of benefits, from consistency with expenses to increased cash flow. But perhaps the most significant advantage of leasing is the ability to maintain up-to-date equipment. Leasing allows you to easily and affordably add equipment or upgrade to a completely new piece of machinery to meet future needs. This lets you transfer the risk of being caught with obsolete equipment to the leasing company.</p>
<p>Secret #6:</p>
<p>With the scheduled updating of your business equipment offered through equipment leasing, you can maintain a competitive edge, keeping you ahead of your competition. With an equipment lease, upgrading to newer technology during or after the lease is easy. In contrast, when equipment is purchased with cash or bank financing, there is an incentive to postpone any upgrade until the original investment has been recouped through depreciation, which hinders your flexibility. A planned replacement program avoids obsolescence and keeps you up to date with the latest state-of-the-art technology. An additional, often-overlooked disadvantage of ownership is equipment disposition. Ownership of equipment, the result of the full repayment of bank loans or cash purchases, includes several additional costs that are significant and can be avoided with leasing. These costs are associated with removal, environmental fees for disposal (for certain equipment categories, such as computers) and the costs of remarketing.</p>
<p>In summary, there are many 'Secrets of Equipment Leasing' that require significant research to uncover. These 'Secrets' can be determining factors in the survival and profitability of any business enterprise. As such, they warrant in-depth consideration to determine their potential contributions to every individual equipment acquisition situation. Nearly 100% of the time, bank loans and cash purchases are always significantly less beneficial and less advantageous than equipment leasing.</p>
</div>
<div>
<p>Milton Franklin, is a Founder of Nationwide Equipment Leasing LLC, an equipment leasing company that also offers Unsecured Business Lines of Credit. His company provides solutions to the current economic and financial crisis in the United States  He can be reached at 800-395-4908. Go to <a rel="external nofollow" href="http://newequipmentleasing.net/kpXA/MLdy">http://www.neleasing.com/application-form.cfm</a> and request Leasing Information to receive a free copy of his eBook, 'Secrets of Equipment Leasing'.</p>
</div>


Tags:  <a href="http://newequipmentleasing.net/tag/equipment/"   rel='tag'>equipment</a>,  <a href="http://newequipmentleasing.net/tag/financing/"   rel='tag'>Financing</a>,  <a href="http://newequipmentleasing.net/tag/equipment-life-cycles/"   rel='tag'>equipment life cycles</a>,  <a href="http://newequipmentleasing.net/tag/leasing/"   rel='tag'>leasing</a>  <br /><br />

<h4  class="related_post_title">New Equipment Leasing Related Posts</h4><ul class="related_post"><li><a href="http://newequipmentleasing.net/articles/secrets-of-equipment-leasing-secrets-1-6/"   title="Secrets of Equipment Leasing: Secrets 1-6">Secrets of Equipment Leasing: Secrets 1-6</a></li><li><a href="http://newequipmentleasing.net/articles/what-is-equipment-leasing/"   title="What is Equipment Leasing">What is Equipment Leasing</a></li><li><a href="http://newequipmentleasing.net/videos/crest-capital-reviews-roofing-equipment-financing/"   title="Crest Capital Reviews | Roofing Equipment Financing">Crest Capital Reviews | Roofing Equipment Financing</a></li></ul>]]></content:encoded>
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		<title>Choosing the Best Type of Lease for Your Business</title>
		<link>http://newequipmentleasing.net/articles/choosing-the-best-type-of-lease-for-your-business/</link>
		<comments>http://newequipmentleasing.net/articles/choosing-the-best-type-of-lease-for-your-business/#comments</comments>
		<pubDate>Sun, 14 Aug 2011 00:00:06 +0000</pubDate>
		<dc:creator>New Equipment Leasing</dc:creator>
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		<guid isPermaLink="false">http://newequipmentleasing.net/articles/choosing-the-best-type-of-lease-for-your-business/</guid>
		<description><![CDATA[When it comes to leasing equipment, understanding what it can do for your business is only part of the equation. Understanding and choosing the best lease for your business is another matter altogether. The market is primed for the use of equipment leasing to expand, grow and hone a businesses assets, but at the same [...]]]></description>
			<content:encoded><![CDATA[<p></p><div>When it comes to leasing equipment, understanding what it can do for your business is only part of the equation. Understanding and choosing the best lease for your business is another matter altogether. The market is primed for the use of equipment leasing to expand, grow and hone a businesses assets, but at the same time there is little material out there to help a business judge what's a good lease and what isn't.</p>
<p>What You See Is What You Get</p>
<p>There is an old truism that says you get what you pay for. When it comes to equipment leasing, you want a lease that clearly defines your responsibilities versus the lessor's responsibilities. You really want it to be what you see is what you get. So how do you go about choosing the best type of lease for your business?</p>
<p>Shop the options is the best way to get started. If you know what type of equipment you need, then comparison-shop the options with different companies. Some key figures to make sure are included in any lease option are:</p>
</div>
<div></div>


Tags:  <a href="http://newequipmentleasing.net/tag/lease-option/"   rel='tag'>lease option</a>,  <a href="http://newequipmentleasing.net/tag/business-finance/"   rel='tag'>Business Finance</a>,  <a href="http://newequipmentleasing.net/tag/different-companies/"   rel='tag'>different companies</a>,  <a href="http://newequipmentleasing.net/tag/good-lease/"   rel='tag'>good lease</a>,  <a href="http://newequipmentleasing.net/tag/key-figures/"   rel='tag'>key figures</a>,  <a href="http://newequipmentleasing.net/tag/your/"   rel='tag'>Your</a>  <br /><br />

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		<title>How to Understand the Domain Name System</title>
		<link>http://newequipmentleasing.net/articles/how-to-understand-the-domain-name-system/</link>
		<comments>http://newequipmentleasing.net/articles/how-to-understand-the-domain-name-system/#comments</comments>
		<pubDate>Wed, 10 Aug 2011 09:40:44 +0000</pubDate>
		<dc:creator>New Equipment Leasing</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<guid isPermaLink="false">http://newequipmentleasing.net/articles/how-to-understand-the-domain-name-system/</guid>
		<description><![CDATA[By Clare Lawrence 13th August 2004 Ever wonder why DNS systems came into existence? Efficiency. Every computer has a distinct IP address, and the Internet needed an elite method for obtaining these addresses and for managing the system as a whole. Enter ICANN. The Internet Corporation for Assigned Names and Number manages the DNS root [...]]]></description>
			<content:encoded><![CDATA[<p></p><div>
<p>By Clare Lawrence 13th August 2004</p>
<p>Ever wonder why DNS systems came into existence? Efficiency. Every computer has a distinct IP address, and the Internet needed an elite method for obtaining these addresses and for managing the system as a whole. Enter ICANN. </p>
<p>The Internet Corporation for Assigned Names and Number manages the DNS root of the Internet domain namespace. ICANN's role is to manage the assignment of identifiers, ensuring that all users have unique names.</p>
<p>The DNS system is run by a series of servers called DNS servers. ICANN manages the root DNS domains, under which are the top-level domains. </p>
<p>It also manages: </p>
<p>Organizational domains</p>
<p>Geographical domains</p>
<p>Reverse domains</p>
<p>Beneath the top-level domains are other naming authorities such as Nominet, the UK's naming authority.</p>
<p>How does a DNS Query work?</p>
<p>The process occurs in two parts. Firstly, a name query begins at a client computer and is passed to DNS client service for resolution. When the query cannot be resolved locally, DNS servers are queried.</p>
<p>For example, when a web browser calls the fully qualified <a rel="external nofollow" href="http://newequipmentleasing.net/ZWGt/Tygt">domain name</a> www.discountdomainsuk.com, the request is passed on to the DNS client service to resolve the name by using locally cached information. If the query is held in the cache, then the process is complete.</p>
<p>If, however, the query cannot be answered locally, the DNS client service uses a server list (ordered in sequence) to query external DNS servers. When a DNS server receives a query, it first checks to see if it is authoritive for that domain name. If it is authoritive, it resolves the name, and the process is complete. </p>
<p>If the DNS server is unable to resolve the query, it in turns queries other DNS servers, using a process known as recursion. DNS servers make use of root hints to assist in locating DNS servers, which are able to provide the required result. In this way, DNS queries are minimised and the Internet is able to operate quickly and effectively.</p>
<p>A typical query may run as follows:</p>
<p>Client contacts Nameserver A looking for www.discountdomainsuk.com</p>
<p>Nameserver A checks its cache, but can't answer, so it queries a server authoritive for the Internet root.</p>
<p>The root server responds with a referral to a server authoritive for the .com domains.</p>
<p>NameserverA queries the the .com server and gets referred to the server authoritive for www.discountdomainsuk.com</p>
<p>Nameserver A queries this server and gets the IP address for www.discountdomainsuk.com.</p>
<p>Nameserver A replies to the client with the IP address.</p>
<p>Queries can return answers that are authoritive, positive, negative or referral in nature. In the event of a negative answer, another DNS server is queried.</p>
<p>
Article Source: http://www.articlealley.com/http://taya.articlealley.com/how-to-understand-the-domain-name-system-1.html</div>
<div></div>


Tags:  <a href="http://newequipmentleasing.net/tag/top-level-domains/"   rel='tag'>top-level domains</a>,  <a href="http://newequipmentleasing.net/tag/dns-client-service/"   rel='tag'>DNS client service</a>,  <a href="http://newequipmentleasing.net/tag/root-hints/"   rel='tag'>root hints</a>,  <a href="http://newequipmentleasing.net/tag/dns-query/"   rel='tag'>DNS Query</a>,  <a href="http://newequipmentleasing.net/tag/domain-name/"   rel='tag'>domain name</a>  <br /><br />

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		<title>How to Acquire Your Future Equipment Needs During a Downturn</title>
		<link>http://newequipmentleasing.net/articles/how-to-acquire-your-future-equipment-needs-during-a-downturn/</link>
		<comments>http://newequipmentleasing.net/articles/how-to-acquire-your-future-equipment-needs-during-a-downturn/#comments</comments>
		<pubDate>Sat, 06 Aug 2011 18:00:50 +0000</pubDate>
		<dc:creator>New Equipment Leasing</dc:creator>
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		<description><![CDATA[With the recent downturn in the economy, it's more important than ever for businesses to make smart money choices. Businesses that prospered during previous recessions always had two things in common: they were flexible and they were alert to new opportunities and methods. Such as leasing/ or financing the equipment they needed instead of buying [...]]]></description>
			<content:encoded><![CDATA[<p></p><div>With the recent downturn in the economy, it's more important than ever for businesses to make smart money choices. Businesses that prospered during previous recessions always had two things in common: they were flexible and they were alert to new opportunities and methods. Such as leasing/ or financing the equipment they needed instead of buying it.</p>
<p>According to the Equipment Leasing &amp; Finance Association, U.S. businesses lease/ finance every thing from laptop computers to commercial airplanes, racking up more than $600 billion in equipment financing each year. Although four out of five U.S. companies use leasing to acquire equipment, many don't know understand the importance of picking a solid local finance partner.</p>
<p>Even in good times, a business must pay attention to the relationship between revenue and expenses. But maximizing the return on your up-front costs is especially important during a recession, when investment capital is harder to come by. Leasing the equipment you need strengthens your business while minimizing your expenses.</p>
<p>Better Uses For Cash</p>
<p>Business people are lulled into thinking that paying cash is a good way to acquire equipment because doing so avoids finance charges and interest expense and results in lower total cash outlay. In fact, paying cash can be the most expensive way to solve the problem.</p>
<p>There are two main reasons for this:</p>
<p>(a) Liquidity Is Critical. You must have reserves. This can become an outright survival issue when slow paying customers, slow sales or unexpected expenses put pressure on cash reserves. On payday, your employees do not want to know how many people owe you money.</p>
<p>(b) Alternative Uses Of Funds. If all you are going to do with the cash you conserve by leasing is to put in the bank at 3% or so, there wouldn't be much benefit. BUT, there are so many other ways you can deploy your cash that offer huge potential returns.</p>
<p>Here are ten things you can do with cash which you probably can't do any other way:</p>
<p>• Build a cash reserve in case customers pay slowly.<br />
• Book that big order and be able to pay for the raw materials to produce it.<br />
• Take quantity buying opportunities.<br />
• Get a bargain at an auction.<br />
• Take cash discounts (2% each 10 days is a 72% return)<br />
• Fund R &amp; D projects.<br />
• Fund new marketing programs.<br />
• Hire your competitor's top salesperson.<br />
• Buy your competitor.<br />
• Invest in appreciating assets such as real estate.</p>
<p>Using equipment is what produces revenue or gains efficiencies, and you get to use it whether you lease, finance or pay cash.</p>
<p>Additionally equipment leasing offers many benefits to your business. If we are headed into a recession, you'll naturally want to cut costs and avoid new expenses, but if you cut too deeply into your ability to generate new income, this can actually hurt more than help. You don't want to miss out on that perfect contract because you no longer have the resources to handle it.</p>
<p>Equipment leases often require no down payment, further reducing your up-front costs. You pay for your equipment while it's generating income, not before. This leaves you more cash for other opportunities such as bulk discounts, or as a reserve against unexpected expenses. And because lease payments are usually considered an operating expense, they are often tax-deductible.</p>
<p>With the right finance partner, leasing the equipment you need is just as easy as renting a DVD. First, you should look for a finance partner in your geography whenever possible. Local partners provide hands-on advice, support and truly can structure the transaction that makes the most financial sense. By focusing on a few key aspects of the lease transaction, with a local partner, in turn can save a bundle on your next lease and eliminate potential aggravation. Make sure you find a finance professional that understands your business and will take the time to gather information. Typically a larger partner can offer better rates combined with more flexible lease terms.</p>
<p>A few years from now, someone will be telling potential investors, "while everyone else was stumbling during the recession, we actually prospered." You want that someone to be you.</p>
<p>RJ Grimshaw is Regional Lease Manager, Vice President of Key Equipment Finance. Key Equipment Finance http://www.KEFonline.com is one of the nation's largest bank-affiliated equipment leasing companies. Grimshaw has more than 10 years of leasing industry experience. He can be reached for questions at 315.470.5130</p>
<p>
Article Source: http://www.articlealley.com/http://www.articlealley.com/how-to-acquire-your-future-equipment-needs-during-a-downturn-476521.html</div>
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<p>how to acquire new equipment needs</p><h4  class="related_post_title">New Equipment Leasing Related Posts</h4><ul class="related_post"><li><a href="http://newequipmentleasing.net/articles/business-equipment-leasing-vs-buying-why-one-choice-is-so-much-more-profitable-2/"   title="Business Equipment Leasing vs. Buying Why One Choice Is So Much More Profitable">Business Equipment Leasing vs. Buying Why One Choice Is So Much More Profitable</a></li><li><a href="http://newequipmentleasing.net/articles/how-to-save-on-your-next-equipment-lease/"   title="How To Save On Your Next Equipment Lease">How To Save On Your Next Equipment Lease</a></li><li><a href="http://newequipmentleasing.net/articles/identifying-a-good-equipment-lease-business-partner/"   title="Identifying a Good Equipment Lease Business Partner">Identifying a Good Equipment Lease Business Partner</a></li></ul>]]></content:encoded>
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		<title>Equipment Leasing Canada Solutions Advantages</title>
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		<pubDate>Tue, 02 Aug 2011 05:24:17 +0000</pubDate>
		<dc:creator>New Equipment Leasing</dc:creator>
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		<guid isPermaLink="false">http://newequipmentleasing.net/articles/equipment-leasing-canada-solutions-advantages/</guid>
		<description><![CDATA[Equipment Leasing in Canada has significant advantages over other methods of acquiring business assets. Additionally many of those advantages are real world benefits that position your firm in a very positive manner in many aspects. Let's look at some of those benefits and advantages. We urge all our clients to speak to a trusted and [...]]]></description>
			<content:encoded><![CDATA[<p></p><div>Equipment Leasing in Canada has significant advantages over other methods of acquiring business assets. Additionally many of those advantages are real world benefits that position your firm in a very positive manner in many aspects. Let's look at some of those benefits and advantages. We urge all our clients to speak to a trusted and credible lease financing advisor in order that you can best determine which benefits and advantages make most sense for your firm, as all businesses have different needs depending which industry of course they are in.</p>
<p>One of the main advantages of leasing is the rates and structures that you can obtain if you understand how lease financing works. Lease financing on balance is more expensive than bank financing. However, you rarely can achieve the same structures with a bank type loan.  Leases tend to be longer than loan in terms of  amortizations, so Canadian  business owners and financial manages tend to obtain very favorable monthly payment scenarios which is of course a great working capital and overall cash flow benefit . Naturally credit lines that you don't use that the bank can be used for other purposes such as your regular operating facility. </p>
<p> During the 2008-2009 worldwide financial debacle it seemed clear to everyone that having access to business credit was so critical, and utilizing lease financing as an alternative method of growing your business assets was a great strategy . </p>
<p>Many lease financings in Canada require a down payment, we would say usually in the 10% range more often than not. But remember of course that if you purchased the equipment out of cash your capital outlay would be very significant. In business it's all about preservation of capital and access to capital. </p>
<p>Taxes tend to be a complicate subject for non financial business owners. Let's just say that leasing does have many tax advantages, they can be reviewed in more detail with either your accountant or your leasing advisor. Lease payments are fully deductible.</p>
<p>In finance there is a term called 'opportunity cost '. One great advantage of equipment leasing in Canada is that it can provide you with a number of opportunity cost scenarios. For example, if you utilize lease financing you conserve cash out of your cash on hand or business line of credit. That would allow you to, where applicable, take a prompt payment discount on suppliers who offer terms such as 2% net 10 days. Depending on how many times you utilized that benefit you could save up to 36% a year. That's a clear advantage and benefit!</p>
<p>Many clients are always focused on keeping their balance sheets intact. Leasing provides several advantages in this area. As an example if you utilize an operating lease strategy (using the asset, but having no intention of owning it) you can actually improve your balance sheet. Also, a true lease to own structure, should you choose that route, balances out on your balance sheet. The equipment is listed equally as an asset and a liability. </p>
<p>In summary, leasing has a lot of clear benefits and advantages for Canadian business owners. Not all of them might be directly applicable to your firm and what you want to achieve through the asset financing, but we are quite sure many of those advantages are applicable to your Canadian business. Why would you buy and pay for a depreciating asset. Profit from a well executed lease financing strategy - talk to a credible experienced advisor today for your equipment financing needs. <br />
Stan Prokop is founder of 7 Park  Avenue Financial - www.7parkavenuefinancial.com<br />
Originating  financing for Canadian companies, specializing in working capital, cash flow,  and asset based financing , the 6 year old firm has completed in excess of 45 Million $ of financing for companies of all size .  For info and free consultation on Canadian business financing and contact details :<br />
http://www.7parkavenuefinancial.com/Equipment_Leasing_Canada_Solutions_Advantages.html<br />
Article Source: http://www.articlealley.com/equipment-leasing-canada-solutions--advantages-1526244.html</div>
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<h4  class="related_post_title">New Equipment Leasing Related Posts</h4><ul class="related_post"><li><a href="http://newequipmentleasing.net/articles/is-equipment-leasing-right-for-you-2/"   title="Is Equipment Leasing Right For You">Is Equipment Leasing Right For You</a></li><li><a href="http://newequipmentleasing.net/articles/effects-of-equipment-leasing-in-technology/"   title="Effects of Equipment Leasing In Technology">Effects of Equipment Leasing In Technology</a></li><li><a href="http://newequipmentleasing.net/articles/computer-equipment-leasing-eliminating-the-need-for-a-large-upfront-cash-outlay-2/"   title="Computer Equipment Leasing Eliminating the Need for a large upfront Cash Outlay">Computer Equipment Leasing Eliminating the Need for a large upfront Cash Outlay</a></li></ul>]]></content:encoded>
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		<title>Effects of Equipment Leasing in Technology</title>
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		<pubDate>Fri, 29 Jul 2011 15:58:20 +0000</pubDate>
		<dc:creator>New Equipment Leasing</dc:creator>
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		<guid isPermaLink="false">http://newequipmentleasing.net/articles/effects-of-equipment-leasing-in-technology/</guid>
		<description><![CDATA[Copyright (c) 2009 Irish Taylor Modern technology plays a big role in businesses. The use of modern equipment enables a business to perform its functions more quickly and easily, resulting into a more efficient production and management. But modern equipment doesn't come cheap. Many of the latest gadgets and devices cost highly in the market. [...]]]></description>
			<content:encoded><![CDATA[<p></p><div>Copyright (c) 2009 Irish Taylor</p>
<p>Modern technology plays a big role in businesses.  The use of modern equipment enables a business to perform its functions more quickly and easily, resulting into a more efficient production and management.  But modern equipment doesn't come cheap.  Many of the latest gadgets and devices cost highly in the market.  Does this mean that only large businesses can afford such equipment?</p>
<p>Businesses have the option to obtain the latest types of equipment through equipment leasing.  Equipment leasing enables a business to get to get all the equipment it needs without paying for them in cash.  By renting equipment in installments, the business owner can use his existing finances for the other areas of the business.  Consider the following benefits of equipment leasing:</p>
<p>Gain access to the latest in technology.   State of the art equipment doesn't come cheap.  In order to obtain the latest devices in technology, big financial resource is required to afford them.  With the help of business equipment leasing, even small businesses who are just starting up or in the early stages of the business can gain access to the latest equipment in technology.</p>
<p>More options to choose from. Equipment leasing gives a business more options to choose from.  From small devices used in an office setting, to the most sophisticated machines used in manufacturing- every business has the chance to get these equipment even with a limited budget.  In fact, unlike purchasing, equipment leasing doesn't even require a down payment.</p>
<p>Flexibility of terms. Aside from the wide selection of equipment, businesses can also avail of different leasing terms that best suit their finances.  As a business owner, you have the option to choose a payment arrangement that will best fit the cash flow of the business.  Leasing terms can range from monthly installments, annual installments, and other special payment arrangement.</p>
<p>For instance, businesses that operate depending on the season can avail of a leasing option called a skip lease.  With this arrangement, a business can skip or delay payment during low seasons without paying for penalty.  Each leasing company provides different leasing terms that every type of business can surely benefit from.</p>
<p>Equipment Leasing Provides more convenience. Compared with applying for a loan to purchase equipment, leasing provides an easier process and a more lenient procedure.  Most lending companies and banking institutions have strict regulations for its loan applicants.  On the contrary, simply by submitting the necessary documents, you can expect to get and approval right away.  Once you get approved, you can immediately receive the equipment you ordered without having to wait for a long time.</p>
<p>Surely, equipment leasing is an option worth exploring for a business.  Generally, equipment lease companies require a business to submit a business plan and a list of equipment needed for leasing.  In most cases, an equipment leasing firm will check on your personal credit history for at least the last six months.  If you've decided upon obtaining an equipment lease, prepare the necessary paper work to be submitted to help better speed up the lease process.</p>
<p>
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<p>Irish Taylor is a business loan consultant with Startup Business Loans and has been providing consumers and business owners with startup business financing since 1992. For years she has helped people with credit and loan problems especially pertaining to <a rel="external nofollow" href="http://newequipmentleasing.net/jSWl/effectsofequipmentle">Start Up Business Equipment Lease</a>, SBA loans and <a rel="external nofollow" href="http://newequipmentleasing.net/jSWl/effectsofequipmentle">Business Equipment Lease</a>.<br />
Article Source: http://www.articlealley.com/effects-of-equipment-leasing-in-technology-1047450.html</div>
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		<title>?Heavy Equipment Leasing?- Businessman Great Option</title>
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		<pubDate>Thu, 30 Jun 2011 03:49:28 +0000</pubDate>
		<dc:creator>New Equipment Leasing</dc:creator>
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		<description><![CDATA[Making money is the top reasons for business now a days, that’s why having your heavy equipment at lease is a great asset. Rather than let your equipments go in traditional loan, leasing lets you have a continual money income in your piggy bank. Most of the traditional loan usually requires 25% as down payment [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Making money is the top reasons for business now a days, that’s why having your heavy equipment at lease is a great asset. Rather than let your equipments go in traditional loan, leasing lets you have a continual money income in your piggy bank. Most of the traditional loan usually requires 25% as down payment or would even be greater than that. While if you desire to lease your equipment it is often done with less payment or even without payment at all. Imagine having all the money in your hand, how much bulk of money can you raise? Now that’s a thought to think about.</p>
<p>One more interesting revelation in leasing your heavy equipment is the fact that lease payments are tax deductible. While traditional loan only offers half of its tax deduction. Because of that you can have a wide access in your money. Leasing your heavy equipment is definitely a great idea. Having a money in your hand is a good thing right? Just be sure to have a local trustee on your side to have all your tax savings in check.</p>
<p>It is indeed risky if you’re going to buy your own heavy equipment today; it’s like having a gadget so expensive and would run out of trend easily. If that happens (knock on wood!) you can’t run and claim your own money back. It is also a good thing you escape the thought of selling your half-useful equipment. Finding someone to take good care of your old-fashioned stuff is really a hard time. Also many leasing business are programmed in a “one dollar buy” in the end of the lease term, just incase you decided to buy the equipment.  The leased equipment will now be put under your name.</p>
<p>And the most important thing about leasing, the process is so simple. Absolutely no sweat. In most cases the only needed requirement is a simple application that would cost $250,000. No other tax issues and financial records are needed. Even those companies who are only starting found equipment leasing a great option and benefits. Have you been rejected by banks that looks good and promised helps but turn you down? Ten why not give equipment leasing a try?</p>
<p>Undoubtedly leasing heavy equipment is the best option. It is accessible, problems free in terms of taxes, and lets you have your hand on hold with your money.<br />Go and pursue your progress, choose leasing.</p>


Tags:  <a href="http://newequipmentleasing.net/tag/hand/"   rel='tag'>hand</a>,  <a href="http://newequipmentleasing.net/tag/equipment-leasing/"   rel='tag'>equipment leasing</a>,  <a href="http://newequipmentleasing.net/tag/tax/"   rel='tag'>Tax</a>,  <a href="http://newequipmentleasing.net/tag/leasing/"   rel='tag'>leasing</a>,  <a href="http://newequipmentleasing.net/tag/traditional-loan/"   rel='tag'>traditional loan</a>,  <a href="http://newequipmentleasing.net/tag/leasing-business/"   rel='tag'>leasing business</a>  <br /><br />

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		<title>Computer Equipment Leasing- Eliminating the Need for a Large Upfront Cash Outlay</title>
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		<pubDate>Wed, 29 Jun 2011 15:49:50 +0000</pubDate>
		<dc:creator>New Equipment Leasing</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[cash outlay]]></category>
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		<description><![CDATA[To make the most of cash inflow is an art that any savvy business owner knows. But when it comes to justification of having the technology required to run your business without a huge upfront capital outlay, you should know ways. New technologies are constantly being introduced. As a result business conditions fluctuate and capacity [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>To make the most of cash inflow is an art that any savvy business owner knows. But when it comes to justification of having the technology required to run your business without a huge upfront capital outlay, you should know ways. New technologies are constantly being introduced. As a result business conditions fluctuate and capacity needs change. And when it comes to leasing IT equipment, flexibility is a good thing.</p>
<p>To grow your business along with cutting down the expenses without significantly impacting the expenditures of the company, Computer equipment leasing is the answer. It has an extremely positive impact on one's business.</p>
<p>The advancements in the field are so high that technology depreciates faster than the blink of an eye. Every now and then, the software and hardware markets are buzzing with new technologies. It has been seen that computer equipments tend to become obsolete within 3 to 4 years. In order to sustain business, there is no option other than that of replacement. You can’t afford to have out of date or worn equipment slowing your business down. To come out of this hassle of updating, <a rel="external nofollow" href="http://newequipmentleasing.net/SNRQ/computerequipmentlea">computer equipment leasing</a> offers an attractive means. It will surely cut down the expenses. The lease payment is converted into your monthly operating costs, eliminating the need for a large upfront cash outlay.</p>
<p>To apply for a computer equipment lease, follow the three steps given below:</p>
<p>Considering the need for current technologies, select the equipment(s) required.</p>
<p>Gather the key information of the company whom you have chosen for the deal.</p>
<p>Know the deal, apply and choose a term and the best-suited buy out option.</p>
<p>There are certain benefits of equipment leasing as</p>
<p>It ensures that your company will always have the most current equipment and technology.</p>
<p>You need little or no money up front for a leasing contract to be undertaken. This will help you from incurring any significant debt.</p>
<p>It can be classified as an operating expense on your income statement. It gives you the ability to claim your lease payments as a tax deduction.</p>
<p>One can easily obtain financing and external investment. This is because your business has lower liabilities. These liabilities can positively shift certain ratio valuations, including the debt-to-assets ratio, times-interest-earned, and acid test ratio. These favorable shifts can allow your company to more easily obtains financing and external investment.</p>
<p>Lastly, there is also an option of purchasing the equipment at a fair market value when the lease period is over.</p>
<p>For more information about equipment lease calculator, <a rel="external nofollow" href="http://newequipmentleasing.net/6BLi/computerequipmentlea">municipal leasing</a>, dental equipment leasing and equipment finance please follow this link <a rel="external nofollow" href="http://newequipmentleasing.net/SNRQ/computerequipmentlea">heavy construction equipment leasing</a>.</p>


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<h4  class="related_post_title">New Equipment Leasing Related Posts</h4><ul class="related_post"><li><a href="http://newequipmentleasing.net/articles/computer-equipment-leasing-eliminating-the-need-for-a-large-upfront-cash-outlay-2/"   title="Computer Equipment Leasing Eliminating the Need for a large upfront Cash Outlay">Computer Equipment Leasing Eliminating the Need for a large upfront Cash Outlay</a></li><li><a href="http://newequipmentleasing.net/videos/business-computer-leasing-advantages-lease-equipment-for-le/"   title="Business Computer Leasing Advantages Lease Equipment For Le">Business Computer Leasing Advantages Lease Equipment For Le</a></li><li><a href="http://newequipmentleasing.net/articles/equipment-leasing-finance-part-1/"   title="Equipment Leasing Finance &#8211; Part 1">Equipment Leasing Finance &#8211; Part 1</a></li></ul>]]></content:encoded>
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		<title>Computer Equipment Leasing- an Attractive Means of Acquisition</title>
		<link>http://newequipmentleasing.net/articles/computer-equipment-leasing-an-attractive-means-of-acquisition/</link>
		<comments>http://newequipmentleasing.net/articles/computer-equipment-leasing-an-attractive-means-of-acquisition/#comments</comments>
		<pubDate>Mon, 27 Jun 2011 15:53:22 +0000</pubDate>
		<dc:creator>New Equipment Leasing</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Acquisition]]></category>
		<category><![CDATA[deductible plans]]></category>
		<category><![CDATA[equipment]]></category>
		<category><![CDATA[leasing computer equipment]]></category>
		<category><![CDATA[tax accountant]]></category>
		<category><![CDATA[time]]></category>

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		<description><![CDATA[Living in the century that is tech savy and where technology changes so quickly that as soon you uncrate a brand-new computer or printer, it's probably obsolete. To avoid obsolescence is just one of the many advantages to leasing. Computer equipment leasing is a very attractive means of acquisition with everybody in the business. It [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Living in the century that is tech savy and where technology changes so quickly that as soon you uncrate a brand-new computer or printer, it's probably obsolete. To avoid obsolescence is just one of the many advantages to leasing. <strong>Computer equipment leasing</strong> is a very attractive means of acquisition with everybody in the business. It offers a simple and economical way for your company to keep up with the latest technological trends. Also buying new technology every time is not possible and you can soon run out of pocket. The alternative that works for everyone is <strong>equipment leasing</strong>.</p>
<p>�</p>
<p>You can always have the most up to date computer equipment with leasing and when the lease contract is over, better equipment can be leased again. <strong>Computer equipment leasing</strong> requires only a small initial investment. It is a great choice if you're facing an urgent technology need and don't have the cash on hand. You can have 100% finance for leasing with tax deductible plans. You will have fixed monthly payments that preserve your cash and bank lines. Technology graveyard has engulfed the companies these days. Somewhere down the line their property is filled with old hardware. With leasing, however, when the contract is up, you simply return the obsolete equipment to the vendor instead of storing it in your warehouse or back closet.</p>
<p>�</p>
<p><strong>You should know four points before you choose </strong><a rel="external nofollow" href="http://newequipmentleasing.net/SNRQ/computerequipmentlea"><strong>equipment leasing</strong></a><strong>:-</strong></p>
<p>�</p>
<p>Know your computer needs and compare them with your financial status and projections in order understand the true costs of leasing.</p>
<p>Consult with a tax accountant or find information on your own for the tax implications of leasing.</p>
<p>Find and make a deal with a vendor who is willing to lease the equipment to you for the time you require it at a price you can afford and are willing to pay.</p>
<p>Before you sign the contract, know all the costs involved including the security and hidden costs. Your security amount should be mentioned in the lease contract as well as the terns under which it will be returned after the contract is over. Fill out the lease agreement form, sign it and get a copy of the signed agreement for your records.</p>
<p>�</p>
<p><strong>Points to Remember</strong></p>
<p>�</p>
<p>The equipment can become obsolete in just 3 or 4 years or sometimes before that also.</p>
<p>You can easily expand the lease or replace the equipment in the mid of the contract.</p>
<p>You does not owe the responsibility of the equipment.</p>
<p>A better option to rent that has tax implications and other financing.</p>
<p>�</p>
<p>Search ans talk to several <strong>equipment leasing</strong> providers to compare prices and contract stipulations.</p>


Tags:  <a href="http://newequipmentleasing.net/tag/leasing-computer-equipment/"   rel='tag'>leasing computer equipment</a>,  <a href="http://newequipmentleasing.net/tag/time/"   rel='tag'>time</a>,  <a href="http://newequipmentleasing.net/tag/acquisition/"   rel='tag'>Acquisition</a>  <br /><br />

<h4  class="related_post_title">New Equipment Leasing Related Posts</h4><ul class="related_post"><li><a href="http://newequipmentleasing.net/articles/computer-equipment-leasing-an-attractive-means-of-acquisition-2/"   title="Computer Equipment Leasing An Attractive Means Of Acquisition">Computer Equipment Leasing An Attractive Means Of Acquisition</a></li><li><a href="http://newequipmentleasing.net/videos/equipment-leasing-commercial-funding-starring-alia-simone/"   title="Equipment Leasing Commercial Funding Starring Alia &amp; Simone">Equipment Leasing Commercial Funding Starring Alia &amp; Simone</a></li><li><a href="http://newequipmentleasing.net/articles/an-introduction-to-the-world-of-equipment-leasing/"   title="An Introduction to the World of Equipment Leasing">An Introduction to the World of Equipment Leasing</a></li></ul>]]></content:encoded>
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		<title>The Equipment Lease Calculator - Know Your Lease Amount</title>
		<link>http://newequipmentleasing.net/articles/the-equipment-lease-calculator-know-your-lease-amount/</link>
		<comments>http://newequipmentleasing.net/articles/the-equipment-lease-calculator-know-your-lease-amount/#comments</comments>
		<pubDate>Sun, 26 Jun 2011 03:52:59 +0000</pubDate>
		<dc:creator>New Equipment Leasing</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Amount]]></category>
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		<category><![CDATA[know]]></category>
		<category><![CDATA[lease]]></category>
		<category><![CDATA[leasing]]></category>
		<category><![CDATA[leasing calculator]]></category>
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		<description><![CDATA[Leasing is a valuable alternative for growing businesses. Equipment leasing gives us: 1. Maintain Capital Strength 2. Efficiency Flexibility Obsolescence Protection 100% Financing Customized solutions 7. Asset Management Tax Advantages When you are leasing equipment for your business such as computers, heavy construction equipment, used medical equipment or and farm equipments, you may qualify for [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Leasing is a valuable alternative for growing businesses. Equipment leasing gives us:</p>
<p><strong>1. </strong><strong>Maintain Capital Strength</strong></p>
<p><strong>2. </strong><strong>Efficiency</strong></p>
<p> <strong>Flexibility</strong>  <strong>Obsolescence Protection</strong>  <strong>100% Financing</strong>  <strong>Customized solutions</strong>
<p><strong>7. </strong><strong>Asset Management</strong></p>
<p> <strong>Tax Advantages</strong>
<p>When you are leasing equipment for your business such as computers, heavy construction equipment, used medical equipment or and farm equipments, you may qualify for benefits that you may not have known existed.</p>
<p><strong>About The Equipment Lease Calculator </strong></p>
<p>As a business lessee, you probably want to know approximately what you can expect to pay for an equipment lease. Here's an <a rel="external nofollow" href="http://newequipmentleasing.net/l2zn/68og">equipment lease calculator</a> that will give you fast answers to your financial questions. Simply enter the cost of the equipment that you are looking to finance and analyze quotes for 12, 24, 36, 48, or 60 months. Determine if a lease fits your priorities, long term goals and financial condition, all with a few clicks of your mouse. It’s easier than ever to determine the amount and length of lease that’s right for you.</p>
<p>The results returned by the leasing calculator are monthly rentals based on conservative equipment leasing rates for assets .Some sub-prime business customers may find that the deposit required is greater than the leasing calculator returned, i.e. 12 months rental instead of 6 is needed. Leasing companies will endeavor to achieve the best monthly rental we can for your asset finance. Lease payments are calculated by subtracting the residual from the net selling price, dividing that amount into payments and then adding the lease charge. The formulas mentioned below are basic and can vary.</p>
<p><strong>Step 1 </strong>: Calculate the Depreciation</p>
<p>Depreciation = (Selling Price - Residual) / Number of Months</p>
<p><strong>Step 2</strong>: Calculate the Lease Charge</p>
<p>To calculate the lease charge you will need to know the Money Factor (money-factor as the "interest rate" for the lease)</p>
<p>((Net Sales Price - Residual)/ Term) + ((Net Sales Price + Residual) x Money Factor) = Month Lease Payment.</p>
<p><strong>Step 3</strong>: Convert the Money Factor to an Interest Rate</p>
<p>This formula produces a high interest-rate it doesn't necessarily mean that it is a bad lease.</p>
<p>(Money-Factor x 2400)</p>
<p>This "lease calculator" takes no account of the following:-</p>
<p> The size of loan. Your company’s circumstances.  A start-up company may need to have additional security to secure lease finance.  Other potential costs that an asset lender may charge. Examples are documentation or "change of title" fees, which do vary but are generally minimal. Other factors that may affect the rentals include:-
<p>- The residual value of any asset to be leased.</p>
<p>- Quarterly, Half Yearly or Annual Rentals.</p>
<p>-  The amount of deposit you may wish to put down.</p>
<p>You’ll soon find that the whole equipment leasing process is faster, simpler, and often less costly than other financing alternatives. You can rely on the equipment lease calculator to navigate your way through various options. Our calculator allows you to analyze your business transactions, calculate monthly costs, and preserve your resources.</p>


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<h4  class="related_post_title">New Equipment Leasing Related Posts</h4><ul class="related_post"><li><a href="http://newequipmentleasing.net/articles/fitness-equipment-leasing-all-you-need-to-know/"   title="Fitness Equipment Leasing &#8211; All You Need To Know">Fitness Equipment Leasing &#8211; All You Need To Know</a></li><li><a href="http://newequipmentleasing.net/videos/vancouver-equipment-leasing/"   title="Vancouver Equipment Leasing">Vancouver Equipment Leasing</a></li><li><a href="http://newequipmentleasing.net/videos/why-leasing-works-the-difference-between-leasing-and-buying/"   title="Why Leasing Works: The Difference between Leasing and Buying">Why Leasing Works: The Difference between Leasing and Buying</a></li></ul>]]></content:encoded>
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		<title>Equipment Leasing ? Things to Bear in Mind</title>
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		<pubDate>Fri, 24 Jun 2011 04:00:36 +0000</pubDate>
		<dc:creator>New Equipment Leasing</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Bear]]></category>
		<category><![CDATA[equipment]]></category>
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		<category><![CDATA[Mind]]></category>
		<category><![CDATA[Things]]></category>

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		<description><![CDATA[It is very common nowadays for companies to make lease contracts regarding their equipment instead of buying it first hand. If the business flourishes and makes profit, they will have the option to buy such equipment after the loan comes to an end. As you can see, equipment leasing works very much like car leasing. [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>It is very common nowadays for companies to make lease contracts regarding their equipment instead of buying it first hand. If the business flourishes and makes profit, they will have the option to buy such equipment after the <strong><a rel="external nofollow" href="http://newequipmentleasing.net/THW1/equipmentleasingthin">loan</a></strong> comes to an end. As you can see, equipment leasing works very much like car leasing. There are many advantages to equipment leasing, but we are not here to discuss them. In this article you will find the basic points to keep in mind regarding equipment lease contracts.</p>
<p><strong>Number 1: Your Obligations Vs. The Leaser’s Obligations</strong></p>
<p>As beneficial as <strong><a rel="external nofollow" href="http://newequipmentleasing.net/I1IP/equipmentleasingthin">equipment leasing</a></strong> might be, you have to know that you will have much more obligations than your counterpart. Once they have signed the contract, the responsibility is all yours to carry. Apart from paying the lease contract on a monthly basis, you will have to ensure the proper care of the machinery, you might even have to pay insurance fees, rental fees, among others. Make sure you will be able to handle the pressure before signing the contract.</p>
<p><strong>Number 2: Security</strong></p>
<p>Some leasing companies might demand some personal guarantee from you (the lessee). You might need to have a co-signer who will answer for you in case you default on the lease contract.</p>
<p><strong>Number 3: Lease Contracts Are Triple-Net Contracts</strong></p>
<p>What does this mean? This means that the consumer is in charge of equipment maintenance, insurance (liability and casualty insurance) and taxes (use and property taxes) associated to it. In other words, the real owner will not pay a dime as long as you are leasing the machinery.</p>
<p><strong>Number 4: Hell-Or-High-Water Clause</strong></p>
<p>This clause will appear on the lease contract, and it means that the lessee has the obligation to pay rent for the entire life of the lease despite any external event affecting either the equipment involved or the lease contract itself. Any claims against the leasing company must be taken separately to court.</p>
<p><strong>Number 5: Defaults On Payments</strong></p>
<p>Most leasing companies are very tolerant when it comes to payment dates, they know how hard it can be to get a new business off the ground, or how tough it is to keep up when your economy is not going through its best time. But as understanding as they might be, you should not abuse their trust. Tolerating slightly late payments is one thing, bearing with complete default is another. Full default on your lease payments might lead to extremely expensive legal battles you will not want to fight. Keeping up might be hard, but it is for the best.</p>
<p><strong>Number 6: When The Lease Ends</strong></p>
<p>When the lease contract comes to an end, you might face a variety of options regarding the equipment. Some leasers will allow you to buy the equipment at a bargain price, others will prefer a fair market value, and others will not let you buy the equipment at all. You might be able to renew the lease contract or to simply return the equipment and move on.</p>
<p>If it is your choice to fully terminate the contract and return the machinery, keep in mind that you will be charged penalty fees if it is not in good condition and out of working order.</p>


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		<title>Fitness Equipment Leasing - All You Need to Know</title>
		<link>http://newequipmentleasing.net/articles/fitness-equipment-leasing-all-you-need-to-know/</link>
		<comments>http://newequipmentleasing.net/articles/fitness-equipment-leasing-all-you-need-to-know/#comments</comments>
		<pubDate>Thu, 23 Jun 2011 03:49:31 +0000</pubDate>
		<dc:creator>New Equipment Leasing</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[equipment]]></category>
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		<category><![CDATA[Fitness]]></category>
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		<description><![CDATA[Nowadays, when money is tight due to the global recession, the concept of fitness equipment leasing is an attractive alternative for businessmen. However, as appealing as it is, there are some things to be considered when considering an exercise equipment leasing. When you have successfully ironed out the terms of the lease, you can then [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Nowadays, when money is tight due to the global recession, the concept of fitness equipment leasing is an attractive alternative for businessmen. However, as appealing as it is, there are some things to be considered when considering an exercise equipment leasing. When you have successfully ironed out the terms of the lease, you can then enjoy its benefits.</p>
<p>Ask Questions and Settle Terms</p>
<p>A lease on fitness equipment must be approached on business terms even when lessor and lessee have a pre-existing personal relationship. This way, you are both protected on many fronts such as legal ownership, tax concerns and maintenance issues, not to mention preserving personal relationships.</p>
<p>With that said, you must ask three basic questions of the prospective lessor in a fitness equipment leasing transaction. First, ask the type of leases available. Each will have its advantages and disadvantages so asking the specific type of lease will stand you in good stead.</p>
<p>There are two basic types of lease. One, in an operating lease, the lessor retains legal ownership of the equipment. Two, in a capital lease, the lessee is provided with legal ownership and the benefits associated with it. Ask your accountant or lawyer which one will suit your business needs best.</p>
<p>Second, ask for the period with which the lease is in effect. This is very important as you have to factor in the serviceable life of the equipment being leased in comparison with the estimated time in which you have to upgrade and/or equipment technology will change.</p>
<p>Simply put, you don't want to be stuck with a fitness equipment leasing deal with exercise machines that are either in dilapidated conditions or in outdated modes. If possible, opt for a lease agreement where you can pre-terminate it.</p>
<p>Third, ask for a buyout option. You might want to consider buying out the equipment at then end of its lease term especially when you foresee a lengthy serviceable life and slow technological advances related to it.</p>
<p>Again, carefully consider the terms of the buyout. You don't want to pay more than the value of the equipment at the end of the lease term. You have two options in this matter: a buck out option or a current market value option. Ask your financial adviser about the appropriateness of the terms according to your business plans.</p>
<p>Only when you have been satisfied with the terms of the fitness equipment leasing contract should you affix your signature.</p>
<p>Financial Benefits and Business Advantages</p>
<p>And once you have put your pen to paper, you can enjoy the following benefits of the exercise equipment leasing:</p>
<p>* You can offer your clients the newest in fitness equipment without putting your precious capital on the line. After all, you are just leasing, not buying, the machines!</p>
<p>* You will avoid the high finance rates associated with borrowing money to fund the purchase. Instead, you only pay for the set rental, which can be recouped with more gym memberships.</p>
<p>* You can avail of the tax benefits especially in an operating lease contract. Any tax you pay on the equipment can be deducted as an operating expense.</p>
<p>Indeed, a fitness equipment leasing contract is an economically viable option for getting your gym business off the ground. The trick is in asking the right questions and getting the right terms so that you can enjoy the benefits.</p>


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		<title>Equipment Leasing for Your Business</title>
		<link>http://newequipmentleasing.net/articles/equipment-leasing-for-your-business/</link>
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		<pubDate>Tue, 21 Jun 2011 03:51:30 +0000</pubDate>
		<dc:creator>New Equipment Leasing</dc:creator>
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		<description><![CDATA[Equipment Leasing Short on money, but need equipment to grow your business? What It Is: Equipment leasing is basically a loan in which the lender buys and owns equipment and then "rents" it to a business at a flat monthly rate for a specified number of months, until the term ends. At the end of [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>              Equipment Leasing
<p>Short on money, but need equipment to grow your business?</p>
<p><strong>What It Is:</strong> <a rel="external nofollow" href="http://newequipmentleasing.net/OwSm/leQW">Equipment leasing</a> is basically a loan in which the lender buys and owns equipment and then "rents" it to a business at a flat monthly rate for a specified number of months, until the term ends. At the end of the lease, the business may purchase the equipment for its fair market value (or a fixed or predetermined amount say 1 dollar), continue leasing, lease new equipment or return it.</p>
<p><strong>Appropriate for:</strong> Any business at any stage of development. For start-up businesses with no revenues, "small ticket" leases, those of $30,000 or less, are feasible on the personal credit of the founders or owners - if they are willing to make the monthly payments.</p>
<p><strong>Supply and demand:</strong> Abundant.<a rel="external nofollow" href="http://newequipmentleasing.net/kB7j/yi3W"> Leasing companies</a> will purchase equipment on behalf of small and medium sized businesses. Leasing companies are flush with capital. As a result, they are more eager than a bank to do business and respond to competition.</p>
<p><strong>Best Use:</strong> Financing equipment purchases. Leasing can also finance the soft costs often associated with equipment purchases, such as installation and training services. Find out how: info@connectlease.com</p>
<p><strong>Cost:</strong> Although lease financing is generally more expensive than bank financing, you can usually write it off against income, and in most instances it's more easily obtained and faster than dealing with a bank.</p>
<p><strong>Ease of Acquisition:</strong> Easy for leases of less than $30,000. An application for a small-ticket lease is generally no more complex than filling out a credit card application. Leases for more than $30,000 require detailed financial information from the business, and the leasing company conducts a more thorough credit analysis than it would for a smaller transaction.</p>
<p><strong>First Steps</strong><br /><strong>1)</strong> Finding an equipment-leasing company is easy if you use a broker. For more information visit our website: www.connectlease.com.</p>
<p><strong>2)</strong> Like a mortgage broker, they work with various funders to find the right deal for your company.</p>
<p><strong>3)</strong> It's a good idea to get a quote upfront. For more information, email us: <a rel="nofollow" onclick="javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);" href="mailto:info@connectlease.com"> </a>info@connectlease.com.</p>
<p>As a final point, when looking for a leasing company you should understand whether you are talking to a broker - who simply structures deals, then gets them financed through any of the leasing companies he or she works with - or a leasing company that is actually putting its own funds on the line.</p>
<p>There's nothing wrong with brokers. He or she might have intimate knowledge of the marketplace, unique funders they can access and know where to go to get the kind of lease and money you need to grow your business.</p>


Tags:  <a href="http://newequipmentleasing.net/tag/medium-sized-businesses/"   rel='tag'>medium sized businesses</a>,  <a href="http://newequipmentleasing.net/tag/leasing-companies/"   rel='tag'>leasing companies</a>,  <a href="http://newequipmentleasing.net/tag/leasing/"   rel='tag'>leasing</a>  <br /><br />

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		<title>Equipment Lease Tips for the Credit Challenged</title>
		<link>http://newequipmentleasing.net/articles/equipment-lease-tips-for-the-credit-challenged/</link>
		<comments>http://newequipmentleasing.net/articles/equipment-lease-tips-for-the-credit-challenged/#comments</comments>
		<pubDate>Sun, 19 Jun 2011 15:58:57 +0000</pubDate>
		<dc:creator>New Equipment Leasing</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[business equipment leasing]]></category>
		<category><![CDATA[Challenged]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[due debts]]></category>
		<category><![CDATA[equipment]]></category>
		<category><![CDATA[equipment leasing companies]]></category>
		<category><![CDATA[lease]]></category>
		<category><![CDATA[Tips]]></category>

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		<description><![CDATA[Are you a business owner trying to find practical ways to finance your business?  If yes, then you must consider business equipment lease financing.  When compared to business loans, applying for an equipment lease is generally easier and the application process, faster than loans. What do you need to get approved for an equipment lease?  [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Are you a business owner trying to find practical ways to finance your business?  If yes, then you must consider business equipment lease financing.  When compared to business loans, applying for an equipment lease is generally easier and the application process, faster than loans.</p>
<p>What do you need to get approved for an equipment lease?  Many leasing companies require the submission of the following documents: financial statements, tax returns, business plan and lease proposal.  Credit history is another major factor to get a lease.  Of course, if you can show good or excellent credit, a lessor will be more confident in your ability to keep up with your lease payments.</p>
<p>Nevertheless, if you have a history bad credit, it is possible to get the equipment lease financing you need.  In this article, let us talk about the steps that you can do to be able to acquire a lease despite having bad credit.</p>
<p><strong>Leasing Programs For The Credit Challenged</strong></p>
<p>It is a relief to know that there are business <a rel="external nofollow" href="http://newequipmentleasing.net/1nVR/XW1N">equipment leasing companies</a> that extend special lease programs for businesses that are credit challenged.  As a matter of fact, acquire a <a rel="external nofollow" href="http://newequipmentleasing.net/Llq0/NxwW">business equipment lease</a> can be just the thing you need to be able to improve your bad credit.</p>
<p>If you plan to apply for a lease, be sure to check your credit report to make sure that your credit problems are in the past.  See to it that you do not have past due debts in any of your accounts and that you are in good terms with your present creditors.  For those who have a record bankruptcy, you application may get rejected if you have been discharged recently or for less than 2 years.</p>
<p>To increase your chance of getting approved, include a letter of explanation along with your lease application.  In your letter, be sure to include the steps that you have already done to improve your credit and to avoid being stuck in bad credit again.  Needless to say, a potential lessor is most interested to learn that you have the capability to submit your monthly lease payments throughout your lease term.</p>
<p><strong>A Word of Advice Before Applying for A Lease </strong></p>
<p>Prior to submitting an equipment lease application to your chosen leasing company, make sure that the lessor accepts applicants who have bad credit history.  Keep in mind that many leasing companies strictly require good credit and submitting your lease application to the wrong lessor will only result to rejection.</p>
<p>Each time you submit a lease application to a leasing company, an inquiry will be made to your credit report.  Too many inquiries may cause you to drop a few points from your credit score which could be a problem if you have a low score.  Add to this, a potential lessor may decide to reject your business if it finds too many inquiries from other leasing companies in your credit file.  If you do get rejected a couple of times, other leasing companies will have doubts about your credibility.</p>


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		<title>Equipment Leasing Finance - Part 1</title>
		<link>http://newequipmentleasing.net/articles/equipment-leasing-finance-part-1/</link>
		<comments>http://newequipmentleasing.net/articles/equipment-leasing-finance-part-1/#comments</comments>
		<pubDate>Fri, 17 Jun 2011 16:00:21 +0000</pubDate>
		<dc:creator>New Equipment Leasing</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[attractive project]]></category>
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		<category><![CDATA[capital lease]]></category>
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		<category><![CDATA[Conditional Sales Lease]]></category>
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		<guid isPermaLink="false">http://newequipmentleasing.net/articles/equipment-leasing-finance-part-1/</guid>
		<description><![CDATA[To run any business is an attractive project but to rise funds for establishing it require efforts. Most of the time, we have seen that small business starts without any funds. They do not have funds for the latest equipments and therefore are not able to make it even through the first few years of [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>To run any business is an attractive project but to rise funds for establishing it require efforts. Most of the time, we have seen that small business starts without any funds. They do not have funds for the latest equipments and therefore are not able to make it even through the first few years of operation. As first few years of any business are crucial for its owner, one can only make through if there is a full proof business plan with a good cash flow.</p>
<p>The best possible way is an equipment leasing finance company. Internet is the tool that is at your disposal every time. There are thousands of companies that provide equipment leasing, <a rel="external nofollow" href="http://newequipmentleasing.net/8v0J/RznI">used medical equipments</a> and computer equipment leasing. Research well and shop around to get the best deal. Before plunging into the deal makes sure that the company you have chosen provides financing for your industry.</p>
<p>The different types of finance provided by equipment leasing finance company are lease, structured finance and loans. In this article we will be dealing with five types of finance leasing and rest of them in part 2 of this article:-</p>
<p>1)     <strong>Capital Lease or Finance Lease</strong>: It is a type of lease that is used for commercial arrangements. Sometimes referred to as a conditional sales contract. It combines some of the benefits of leasing with those of ownership. This lease allows acquiring full ownership of the equipment at the end of the lease. The terms and conditions for the acquisition of the equipment exist in the agreement itself.</p>
<p>2)     <strong>Conditional Sales Lease</strong>: It is non- true lease where after paying certain amount to the manufacturer, lessee acquires the equipment for a shorter duration of its economic life. Certain amount of interest is also associated with it. The equipment can be purchased after the lease ends for paying a nominal value.</p>
<p>3)     <strong>Tax Lease or True Lease</strong>: This type is lease is valuable for companies that are vulnerable to technological obsolescence, such as computers. It has lower monthly payments that can be claimed as tax deductions. At the end of the lease, you can purchase it, continue the lease or return it to the lesser.</p>
<p>4)     <strong>Operating Lease</strong>: This type of lease allows the lessee to have the right to use the equipment without any right to own it. If you want to have the ownership at the end of the lease, the terms and risk involved are much which wouldn't be acceptable. But it provides greater flexibility as well as cut down the expenses of the running business.</p>
<p><strong>Municipal Lease</strong>: This type of lease allows the municipal funded equipment to be owned for certain duration by the state government or a company. It is a financial agreement between the both parties.</p>


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<h4  class="related_post_title">New Equipment Leasing Related Posts</h4><ul class="related_post"><li><a href="http://newequipmentleasing.net/articles/technological-benefits-of-equipment-leasing/"   title="Technological Benefits of Equipment Leasing">Technological Benefits of Equipment Leasing</a></li><li><a href="http://newequipmentleasing.net/articles/effects-of-equipment-leasing-in-technology/"   title="Effects of Equipment Leasing In Technology">Effects of Equipment Leasing In Technology</a></li><li><a href="http://newequipmentleasing.net/videos/equipment-finance-leasing/"   title="Equipment Finance &amp; Leasing">Equipment Finance &amp; Leasing</a></li></ul>]]></content:encoded>
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		<title>Top 10 Office Equipment Leasing Benefits</title>
		<link>http://newequipmentleasing.net/articles/top-10-office-equipment-leasing-benefits/</link>
		<comments>http://newequipmentleasing.net/articles/top-10-office-equipment-leasing-benefits/#comments</comments>
		<pubDate>Thu, 16 Jun 2011 15:49:37 +0000</pubDate>
		<dc:creator>New Equipment Leasing</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Benefits]]></category>
		<category><![CDATA[equipment]]></category>
		<category><![CDATA[lease]]></category>
		<category><![CDATA[leasing]]></category>
		<category><![CDATA[leasing arrangements]]></category>
		<category><![CDATA[leasing benefits]]></category>
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		<category><![CDATA[office equipment leasing]]></category>
		<category><![CDATA[Rich Normann]]></category>

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		<description><![CDATA[Office Equipment Leasing Benefits By: Rich Normann The rate of technology change is increasing, with an emphasis on connected devices, faster system deployment and shorter life cycles.  Organizations must find new ways to accommodate technological change.  If done the right way, for the right reasons, leasing can be a feasible and cost effective alternative to [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Office Equipment Leasing Benefits By: <a rel="external nofollow" href="http://newequipmentleasing.net/hQ74/top10officeequipment">Rich Normann</a></p>
<p>The rate of <a rel="external nofollow" href="http://newequipmentleasing.net/pRqC/top10officeequipment">technology</a> change is increasing, with an emphasis on connected devices, faster system deployment and shorter life cycles.  Organizations must find new ways to accommodate technological change.  If done the right way, for the right reasons, leasing can be a feasible and cost effective alternative to purchasing equipment, particularly in the technology arena.</p>
<p>There are several reasons to lease equipment:</p>
<p><strong>Payment Reflects Usage</strong>- Businesses don't pay employees in advance, they pay them as they contribute.  It should be the same for an asset like business equipment.  By spreading the cost of the equipment over the life of the asset, it will reflect its usage.  In many cases, profits generated from the productivity of the equipment are usually greater than the lease payments.<br />
<strong>Immediate Acquisition of Equipment</strong>- You can acquire the equipment that is needed now, not when the cost meets budgeting requirements.  This allows you to facilitate rapid and up to date technology deployment.<br />
<strong>Conserves Working Capital</strong>- Cash flow is king.  Capital can be employed for other profitable purposes such as buying inventory, advertising or hiring additional personnel.  When equipment is purchased with borrowed funds, credit lines with a lender are reduced.  When equipment is leased, a business has in fact established an additional line of credit with its lessor.<br />
<strong>Planned Budgeting</strong>- Monthly payments are generally fixed for the entire term of the lease and can be made to match your cash flow.  This enables you to budget and manage equipment dollars for a long time while eliminating budget spikes.<br />
<strong>Protection from Obsolescence</strong>- Today's equipment is technologically obsolete much sooner than before due to technological advances.  Leasing provides built in flexibility by offering early settlement and upgrade options during the lease period.<br />
<strong>Longer Terms</strong>- Many banks only lend money short term, usually 12 to 36 months.  Under leasing arrangements the term can be as long as 60 months and in some cases even longer.<br />
<strong>Tax Benefits</strong>- Equipment leases are typically classified as operating leases and a lessee can usually deduct their monthly lease payments as an operating expense.  This clearly reduces the net cost of the lease.  It's always best to consult your tax accountant first; however, leasing is generally advantageous to most businesses.<br />
<strong>Easier Equipment Disposal </strong>- With leased equipment, the vendor, as the asset owner, assumes disposal responsibility and cost.<br />
<strong>Standardization</strong>- Good leasing contracts can help organizations standardize on particular platforms quickly and consistently, resulting is savings in staff labor and maintenance while improving operating efficiency.  Total maintenance costs can often be lowered due to the standardization and to the use of new equipment.<br />
<strong>Shift in View of Technology</strong>- Leasing often encourages viewing equipment as a business tool, rather than as assets with expected longevity or as a personal preference for the employee.</p>
<p>Leasing isn't for everyone.  It requires a careful analysis of your organizations availability of capital, administrative capacity to track equipment and deal with vendors, and risks associated with signing multi-year contracts.  However, leasing has become a very feasible and <a rel="external nofollow" href="http://newequipmentleasing.net/02K5/top10officeequipment">cost effective alternative</a> to dealing with technology advancements and budget constraints in today's business world.</p>


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